Stated Income Commercial Real Estate

Secure the Flexible Financing You Need To Grow Your Business

If you want to grow your company, having access to flexible financing is crucial. A stated income commercial real estate loan is an alternative to traditional financing and can help businesses of all types and sizes flourish. Ho’okele Capital offers competitive terms for this avenue of financing.

What Is a Stated Income Loan?

While traditional loans can be flexible, they are typically designed to be used for a certain purpose such as construction or inventory acquisition. A stated income loan allows you to enrich your business in any way from purchasing equipment to consolidate debt. This type of financing requires less paperwork and documentation than traditional financing. It is also easier to qualify for because it does not focus on credit history to determine approval. Eligibility for a stated income loan is based upon property value. If your company owns property with a value that exceeds the cost of its expenses, it qualifies for a stated income loan.

What Are the Terms for a Stated Income Loan?

Although flexibility is the primary benefit of stated income loans, they also come with additional advantages. You stand to receive loan amounts of up to $500,000 and if you have a credit score of at least 600, you will qualify for the following terms.

  • 25-year terms with fixed rates
  • W-2 and self-employment documentation
  • Up to 65% LTV for storage facilities, warehouses, office buildings and other commercial properties
  • Up to 70% LTV for investment and owner-occupied properties
  • Up to 75% LTV for mixed-use and multi-family properties
  • Funding to enrich your business in any way you deem necessary

Get Started Today

A stated income commercial real estate loan is an excellent investment that allows you to grow your business in a variety of ways. Contact <company name> today to learn more about this financial solution and find out if it is right for you.

Get Started Today

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